Richard W. Klotz, ChFC<sup>®</sup>, CLU<sup>®
Richard W. Klotz, ChFC®, CLU®Financial Advisor
Walnut Creek, California
Richard Klotz has over 25 years of experience in the financial services industry. Richard is a Chartered Financial Consultant® and Chartered Life Underwriter® based in Walnut Creek, California. Richard has enjoyed providing individuals, retirees, business owners, professionals, and families with objective advice to help them best achieve their financial goals. Richard’s comprehensive approach centers around his client, putting their needs before his own, and giving them high quality customer service. He strongly believes in building relationships with his clients and prides himself on being a good listener.

Richard’s credentials include:

• BA, University of California at Berkeley
• Chartered Financial Consultant (ChFC®)
• Chartered Life Underwriter (CLU®)

On a personal note, Richard is originally from Idaho, and has been a resident of the Bay Area for over 25 years. He is happily married to his wife and enjoys spending time with his three children. In his free time, he enjoys hiking, mountain biking, sports, gardening, and traveling.